Financial Planning
Smart strategies to help protect your assets and plan for life's milestones.
We help you prepare for a secure future with personalized strategies that balance income, savings, and longevity. Whether you’re planning to retire soon or are already retired, we’ll work with you to help make your money last.
We provide guidance on saving for education expenses with tax-efficient strategies like 529 Savings plans, helping families plan for college costs without compromising other goals.
Estate planning is more than just creating a will—it’s about protecting your legacy. We guide you through key decisions around wealth transfer, minimizing taxes, and caring for loved ones with tools like trusts, powers of attorney, beneficiary planning and long term care solutions.
Protecting what matters most is a key part of financial planning. We help assess your insurance needs—including life, disability, and long-term care—to reduce financial risk and preserve your future security.
Investment Services and Products
A full spectrum of products designed to support growth, income, and long-term wealth
Access a wide range of investment options through flexible, non-retirement accounts tailored to your risk tolerance and objectives.
Diversify your portfolio with professionally managed mutual funds across asset classes and investment styles.
Variable, fixed, indexed, and immediate annuities offer options for lifetime income and can play a key role in retirement planning. We’ll help determine if they’re a fit for your strategy, including those with equity exposure, guarantees and death benefits.
Build a custom portfolio using individual equities, fixed income products, ETFs, and alternative investments — all designed to support your growth and income needs.
529 Savings plans are a tax-advantaged way to save for education. We’ll help you select and manage the right plan for your family’s future scholars.
Savings & Income Strategy
Turn your retirement savings into lasting income with confidence.
Retirement planning is more than just saving—it's knowing how to turn savings into lasting income. We help answer common questions like:
- How much do I need to retire?
- Will I have more money than life or more life than money?
- What happens to my expenses in retirement?
Using investment tools such as stocks, bonds, mutual funds, annuities, and unit investment trusts, we help design a personalized strategy to meet your income needs throughout retirement
We’d love to hear from you.
Whether you're a current client with a question or someone exploring what it’s like to work with us, we’re happy to connect.
Office Address
104 South 4th Street
Flagler Beach, FL 32136
Mailing Address
P.O. Box 268
Flagler Beach, FL 32136
Contact
Phone: 386.693.4407
Email: JB@JBirneyFinancial.com
Office Hours
Mon–Thurs: 9:00 AM – 4:30 PM
Friday: 9:00 AM – 2:00 PM
