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Financial Planning for Young Professionals

Submitted by JBirney Financial, Inc. on September 26th, 2022

Your 20s are often seen as a true coming of age when financial responsibility opens up the possibility of turning your dreams into reality. You’re settling into life after university, paying off debts, and starting to really define who you are as a person. But with bills, rent, keeping up social appearances, and other pressures, financial planning is often pushed to the side.

Tags:
  • 2022
  • Financial Planning
  • Young Professionals
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Preparing for Lifetime Income in Retirement

Submitted by JBirney Financial, Inc. on August 31st, 2022

There was a time when old retirement planning models like “the 70 percent rule” were more common. This rule stated that a retiree only needed 70% of their pre-retirement income to live comfortably in retirement. These “rules” may have worked for some retirees several decades ago but can be dangerously flawed in today’s new normal retirement.

Tags:
  • income, Retirement
  • Planning
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Making the Long Term Care Decision That’s Right for You

Submitted by JBirney Financial, Inc. on April 7th, 2022

For most of us the conversation isn’t whether or not we’ll need long term care, but rather when. According to the U. S.

Tags:
  • Long Term Care
  • LTC
  • Planning
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Financing Long-Term Care: Your Options Explained

Submitted by JBirney Financial, Inc. on November 4th, 2021

It’s not always pleasant to think about who will take care of you when you’re no longer able to take care of yourself, but planning ahead is a necessary part of getting older. The more prepared you are—emotionally, logistically, and financially—the easier it will be for you to transition into long-term care if and when it’s needed. 

Tags:
  • Financing
  • Life Insurance
  • Long-term care
  • Read more

Keys to society's future: quality child care, improved reading skills for children

Submitted by JBirney Financial, Inc. on September 20th, 2021

The first pillar of The Florida Chamber Foundation’s Florida 2030 Blueprint deals with improving our state’s talent pipeline. Two key targets in that pillar (there are six total) are Kindergarten Readiness Rates and Third Grade Reading Scores.

Tags:
  • 2021
  • Early Learning
  • Observer Article
  • Read more

Retirement as a Single Woman

Submitted by JBirney Financial, Inc. on September 9th, 2021

If you’re in the 29 percent of women between ages 50 and 64 who are single, you may be wondering what retirement will look like.

Tags:
  • Retirement
  • women
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Bosses for Babies Business JBirney Financial Fosters Early Learning Education and Opportunities in Our Community

Submitted by JBirney Financial, Inc. on March 23rd, 2021
John “JB” Birney is passionate about early learning education, understanding how critical it is for brain development and therefore, stronger communities.
Tags:
  • Bosses for Babies
  • children
  • Families
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Explaining the Benefits of a 401(k) to Young Adults Entering the Workforce

Submitted by JBirney Financial, Inc. on March 2nd, 2021

If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage.

Tags:
  • 2021
  • 401k
  • IRA
  • Read more

How do I Save for a Goal?

Submitted by JBirney Financial, Inc. on October 29th, 2020

The goal for your saving plan is up to you. Some people enjoy travel or the latest electronics. Others may save for school or a home purchase. While there are a thousand ways to spend your money, there’s only one way to save it — stick to the plan.

Tags:
  • Budget
  • goal
  • savings
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Reading Together as a Family!

Submitted by JBirney Financial, Inc. on May 14th, 2020

There are many activities we can do as a family to strengthen our bonds. Reading together not only gives us an excuse for quality time, it also helps the little ones become stronger readers. Here are a few tips from our friends at https://www.childrensmovementflorida.org to make reading together a routine in your home.

Tags:
  • children
  • Family
  • reading
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A Bosses For Babies Business

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This material was prepared by Advisor Website, and does not necessarily represent the views of United Planners Financial Services. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. Neither United Planners nor its financial professionals render legal or tax advice. Please seek such advice from your own tax and legal counsel.  If assistance is needed, the reader is advised to engage the services of a competent professional. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.

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