It's Never Too Late to Save for Retirement
Submitted by JBirney Financial, Inc. on April 18th, 2023Retirement can sneak up on you.
Retirement can sneak up on you. Your 20s are often seen as a true coming of age when financial responsibility opens up the possibility of turning your dreams into reality. You’re settling into life after university, paying off debts, and starting to really define who you are as a person. But with bills, rent, keeping up social appearances, and other pressures, financial planning is often pushed to the side. There was a time when old retirement planning models like “the 70 percent rule” were more common. This rule stated that a retiree only needed 70% of their pre-retirement income to live comfortably in retirement. These “rules” may have worked for some retirees several decades ago but can be dangerously flawed in today’s new normal retirement. For most of us the conversation isn’t whether or not we’ll need long term care, but rather when. According to the U. S. It’s not always pleasant to think about who will take care of you when you’re no longer able to take care of yourself, but planning ahead is a necessary part of getting older. The more prepared you are—emotionally, logistically, and financially—the easier it will be for you to transition into long-term care if and when it’s needed. If you’re in the 29 percent of women between ages 50 and 64 who are single, you may be wondering what retirement will look like. If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage.It's Never Too Late to Save for Retirement
Submitted by JBirney Financial, Inc. on April 18th, 2023
Financial Planning for Young Professionals
Submitted by JBirney Financial, Inc. on September 26th, 2022
Preparing for Lifetime Income in Retirement
Submitted by JBirney Financial, Inc. on August 31st, 2022
Making the Long Term Care Decision That’s Right for You
Submitted by JBirney Financial, Inc. on April 7th, 2022
Financing Long-Term Care: Your Options Explained
Submitted by JBirney Financial, Inc. on November 4th, 2021
Keys to society's future: quality child care, improved reading skills for children
Submitted by JBirney Financial, Inc. on September 20th, 2021
Retirement as a Single Woman
Submitted by JBirney Financial, Inc. on September 9th, 2021
Bosses for Babies Business JBirney Financial Fosters Early Learning Education and Opportunities in Our Community
Submitted by JBirney Financial, Inc. on March 23rd, 2021
Explaining the Benefits of a 401(k) to Young Adults Entering the Workforce
Submitted by JBirney Financial, Inc. on March 2nd, 2021
How do I Save for a Goal?
Submitted by JBirney Financial, Inc. on October 29th, 2020