WELCOME TO JBirney Financial. This communication is strictly intended for individuals residing in the following states: FL, GA, MI, NC, CA, NJ, VA, IL, NY, TN & MD.* No offers may be made or accepted from any resident outside the specific state(s) referenced. A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements. For information concerning the licensing status or disciplinary history of a broker-dealer, investment advisor, BD agent, or IA representative, a consumer should contact his or her state securities law administrator.